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To get one of the best from this account, savers may then need to move their money to a better deal. Savers could make as many withdrawals as they like from the online-only account with out notice or penalty, in return for a minimum withdrawal amount of £500. At time of writing, HSBC pays simply 2.00% AER (variable) on its Flexible Saver account, while Halifax pays as a lot as 1.80% AER (variable) on its Instant Saver account. At present, fifty one banks and building societies are signed as much as CASS, with three new suppliers, Citibank, Allica Bank and Rothschild, joining in the third quarter of 2023. Despite these presents, a 2023 study by Atom Bank discovered that 49% of UK adults have never modified their current account. Nationwide is paying £200 for a full swap to its FlexDirect account, while First Direct has a £175 money incentive to encourage new customers £175 to make a full switch to its 1st Account.